Catherine is a caring and consumate professional -- exceptionally resourceful in satisfying her clients needs. She also has a first-class team because she knows how vital it is to experience the best in customer-service . Catherine has done the mortgages on my properties for >10 years. Her guidance has helped us reduce our costs and enjoy awesome results.
Brian Weatherdon
Brian Weatherdon
Burlington, Ontario
I have had the pleasure of working with Catherine as my mortgage broker and have recommended her to several of my friends. Catherine's attention to detail, client focus and professionalism are second to none. She always responds to any question with efficiency, speed and accuracy. I heartily recommend Catherine for any of your financial/mortgage needs and will definitely use her again in the future.
Heather Baer
Heather Baer
Hamilton, Ontario
Catherine has always been a great help with my home financing and refinancing. She is eager to assist me and makes it easy to understand all the fine and sometimes confusing details. I have always been able to reach her day or night. I would definitely recommend her to my friends and family. Thank you for all your help over the years!
Patty Turnbull
Patty Turnbull
Burlington, Ontario

Get Expert Mortgage Advice

Almost Two Decades of Mortgage Brokering Experience

Catherine Evel, Broker, and Owner of Homestead Financial has been mortgage brokering day-in and day-out since 1999. Have confidence you're working with an expert.

Fast Approvals

Approvals often back within 24 hours. We work quickly and keep you informed along the way. No waiting around with uncertainty.

We Have Access to More Products

Having the best rates and mortgage products is our business. We work with most major Canadian banks, Credit Unions, and all major monoline lenders. We also have a large selection of subprime and private lenders.

Save Time and Energy

We'll shop the market for you, answer all of your questions, and explain everything thoroughly. Working with us is simple and convenient. The entire process can be done from the comfort of your home if this is what you prefer.

Anywhere in Ontario

We have clients all over Ontario. You can enjoy our 5-star service wherever you live in Ontario.

There Is No Cost for Our Services

Leverage our years of experience and mortgage expertise for free. We are paid by the lender only after your mortgage funds.

We Can Cater to Self-Employed Borrowers

Self Employed? No Problem. Mortgage for self-employed borrowers is one of our specialties. Call us today to learn how we can help.

We Can Cater to People with Credit Blemishes

Purchase or Refinance. Get Approved based on Equity. Don't let a credit blemishes stop you from achieving your financial goals.

Our Business Is Built on Referrals

We love our client and do everything possible to provide a "WOW!" experience. The majority of the mortgages we do are from repeat clients and their referrals!

Mortgage Solutions

First time home buyer? Selling your current home and buying another? Purchasing investment property or second home? We can help.

Refinance your mortgage to get a better rate or new mortgage product with more options. Let’s talk about how we can help you save.

Renewals are the perfect time to make changes to your mortgage without paying a penalty. Let’s explore your renewal options!

Put your built up equity to better use. A home equity line of credit or home equity loan might be for you.

Search for your home with confidence. Know what you can afford and what the payments will be. Beat less prepared buyers!

If you’re carrying high-interest debt let us show you exactly how much you can save by consolidating it into your mortgage.

Mortgage Process

1. Contact Us

Call, email, or reach out to us through the form on this website

2. Discuss Goals

Tell us what you want to achieve and we'll discuss your options

3. Mortgage Application

Provide your info over the phone or through our secure online application

4. Your Mortgage Approval

Know your approval status often within 24 hours, no waiting around with uncertainty

5. Collect Documents & Signing

You send us any remaining documents we require (proof of income, etc.)

6. Mortgage Funds

Money is released to your lawyer to be distributed accordingly whether it's a purchase, refinance, etc.

Education Centre

What Our Clients Say

Catherine has managed the last to two properties I have owned and I am planning to work with her on a third. Her attention to detail is precise and thorough. I will continue to work with Catherine moving forward and recommend her whenever I get the opportunity.
Jonathan Cocklin
Jonathan Cocklin
Burlington, Ontario
Catherine is really easy to work with and I was very happy with her service and would definitely recommend her to all of my friends and family! She did my mortgages for the past 6 years and we had a few challenges to overcome and she took the time and found the product the fulfill my needs every time ! Thank you for your services !
Veronique Cote
Veronique Cote
Ancaster, Ontario
Catherine has been able to help us navigate the sale of our condo, paying down our cottage mortgage and putting us on a 5 year plan to being mortgage free much sooner than we thought by organizing a great rate for us and advising us on a strategy to get there
Gloria Edwards
Gloria Edwards
Kirkfield, Ontario
Catherine is wonderful to work with. My husband and I have utilized her expertise for years with exemplary results. We have recommended her to friends and family - all of whom have come back to us saying how helpful, professional and knowledgeable she is. Thank you Catherine!
 Dawn Tehkummah
Dawn Tehkummah
Cambridge, Ontario
Catherine has provided exemplary service for our family for the past 7 years. Her knowledge and diligence are second to none. Thank- you!
Amanda Jaremek-Bonomo
Amanda Jaremek-Bonomo
Stoney Creek, Ontario
Ever since Catherine arranged for our mortgage she has kept us up to date with current rates and she has notified us on a timely basis when it is appropriate for us to take some sort of action. I trust her with all my borrowing needs and know she works tirelessly to provide us with excellent service. As a result, I have recommended Catherine to friends who have in turn also had similar experiences working with her.
Rebecca Liotta
Rebecca Liotta
Stratford, Ontario
Catherine is really easy to work with and I was very happy with her service and would definitely recommend her to all of my friends and family!! It was a real pleasure working with Catherine.
Walter Lloyd
Walter Lloyd
Stevensville, Ontario
Catherine is the consummate professional - and a miracle worker! When she helped me get a mortgage when I had a number of challenges to overcome. She knew exactly who to approach and in relatively short order, presented me with a reasonable solution. Catherine is knowledgable and lovely to work with. She puts her clients' interests first and is always ready to go the distance to find solutions to whatever your needs might be!
Marjonneke Grech
Marjonneke Grech
Hamilton, Ontario
It was a real pleasure working with Catherine. I used her service several times and would definitely recommend her to all of my friends and family! Thank you Catherine !
Csilla Horvat
Csilla Horvat
Stoney Creek, Ontario

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