Mortgage Broker in Ontario

Expert Advice at Your Fingertips
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23 Years of Experience
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Fast, Attentive Service
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Lowest Possible Rates
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FREE!
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Whether you're buying your first home, your next home, renewing, or refinancing - We can help!

With Dominion Lending Centres you get access to the very best products and rates across Canada.

As your mortgage broker, we'll provide you with the highest level of service possible, ensure that you are fully informed, and find the best rate and product available for your specific needs.

And, after your new mortgage funds, we'll continue to be there for you too.

The Best Mortgage Products Suited to Your Needs Are Available From Hundreds of Reputable and Competitive Lenders

What Our Clients Say

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“We had a fantastic experience working with Catherine. She is very professional, informative, and responsive. She helped us through the process of securing a mortgage for a new build and we knew we were in good hands from the beginning. We will certainly be using her in the future and would recommend her to anyone.”

John Liotta

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“Catherine was absolutely amazing! I was a first time home-buyer and she was there to answer any questions I had (and there were a lot!) and never made me feel like I was bugging her. Her response time was absolutely incredible and I know I was getting the best service with her. 100% recommend Catherine to anyone :)”

Leah Hyslop-Personal

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“Catherine is absolutely delightful to work with and we were very happy with her service. She always returns calls promptly and takes an interest in your file. This is the fifth time we used her services for a home purchase. We would certainly use her again and would have no hesitation to recommend her to all of our friends and family!”

Frank Phillips

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“Catherine is so nice to work with. As someone who doesn't understand the mortgage world very well, she really takes the time to ensure you understand the process and does a fantastic job at ensuring you are receiving the best option for your life situation. Highly recommend.”

Katie Meagher

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“We had such an amazing experience working with Catherine throughout the process of purchasing our first home. She is incredibly professional, knowledgeable, and was always quick to respond to emails or phone calls (even on evenings or weekends). From the moment we met her, we knew that we were in good hands. If you are in search of a Mortgage Broker who genuinely cares about their clients, look no further than Catherine Evel! : )”

Alexandra Murzin

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“I just completed restructuring my mortgage with Catherine Evel at Dominion Lending Centres. Catherine took all of the legwork out of the process and gave great advice too! Made me wonder why I did it on my own last time. Excellent Catherine! Thank you very much!”

Susan Healy

Dominion Lending Centres

Homestead Financial

As one of the largest mortgage brokerage companies in Canada, Dominion Lending Centres can access deals that aren't available elsewhere.

In some cases, we are able to get better rates from your own bank than what they are able to offer at your local branch.

Plus, you get unbiased advice from an experienced mortgage broker that is dedicated to you.

We would be honoured to have you as our next valued client.

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Get Expert Advice

We have over 23 years of experience and we have closed 2000+ mortgages. We know how each of the lenders work, their strengths and weaknesses, what to look out for, and how to get you approved for more. We've made the process easy and efficient for you to get started right now.

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23 Years of Mortgage Broker Experience

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2000+ mortgages funded

Mother and her child on the computer at night looking at mortgage options
first time home buyer couple looking at their mortgage options on the computer

We’ll Guide You Through Every Step of the Way

Getting a mortgage is one of the biggest decisions you will ever make, and it can be stressful.

You're not alone. Most people feel overwhelmed when trying to figure out the mortgage process.

We are here to help. We'll guide you through every step of the way so you feel confident, informed, and stress-free.

We know what we're doing and we have your best interests at heart. Plus, we'll keep you updated every step of the way so you always know what's happening.

Our Service is FREE

Take full advantage of our 23 years of experience and mortgage expertise for FREE!

We are paid by the lender, and only after your mortgage has funded.

A brokerage fee is only applicable if we need to use a subprime lender or private lender in order to achieve your goals. We will discuss this if applicable and there will be no surprises.

First time Home buyers excited for the future
Family on the couch happy about the easy mortgage process

No Need to Change Any of Your Current Banking Procedures

There is no need to open a new bank account or make any changes when we assist you with your mortgage. You can keep doing what you're doing now and still enjoy all the same benefits.

We Make Mortgages Easy

Shopping around for a mortgage doesn't have to be confusing or frustrating. Let us take care of everything for you so you can focus on what's important. We'll find the most competitive rate available and make sure you're fully informed every step of the way.

With us, you're dealing with a real person who cares about helping you get the best mortgage possible, whether you apply online, by phone, or in person.

We're ready to begin assisting you now, get started today.

father and child in the living room of their new home after their new mortgage has funded
mother and daughter playing outside of their new home after their new mortgage has funded

Get Your Questions Answered Quickly and Thoroughly

We genuinely care about you and your success. You are never bothering us with your questions. If you have more questions, keep them coming!

Having a hard time understanding something? We will give you as much personal attention as you need to feel absolute confidence.

You Deserve the Best Rate and We’re Here to Help

We're dedicated to getting you the best mortgage rate, and with a product that suits your needs.

What rate you can get depends on a number of factors like mortgage type, property type, insured vs. conventional vs. insurable, loan-to-value amount, mortgage features like portability and penalty calculation, whether it's a "quick close" etc.

Advertisers who focus on flashing low rates are presenting you with a "no frills" insured mortgage rate to grab your attention, only to let you know later that your situation does not qualify for it.

We prefer to avoid bait-and-switch tactics and to be transparent from the start.

With Dominion Lending Centres being one of the largest mortgage companies in Canada, we receive volume discounts that we pass along to you.

Get started now for a free mortgage consultation.

Couple in their new house after getting their mortgage funded
group of friends happy about the easy mortgage process

Get your Approval back FAST

Approvals are often back within 24 hours. We work quickly and keep you informed along the way. No waiting around with uncertainty. Get Started now and you could have your approval by this time tomorrow!

Anywhere in Ontario

We have clients all over Ontario so you too can enjoy our 5-star service wherever you live in Ontario.

We are happy to meet you in person but it's not required! Everything can be done over the phone, email, and DocuSign.

Get started right now from the comfort of your home.

couple at computer looking at mortgage options
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Self-Employed Borrowers Are Welcome

Self Employed? No Problem. Mortgages for self-employed borrowers are one of our specialties. Even if you're newly self-employed there are options for you. Get started with us now and learn how we can help.

Credit Blemishes Are No Problem

Whether you're purchasing or refinancing, there are still options even if you have bad credit. Approvals based on equity are also an option. Don't let a credit blemish stop you from achieving your financial goals. If we can't get you an approval, chances are no one can. Get started today and learn what's possible.

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Take the First Step Towards Achieving Your Mortgage Goals Right Now

Press the button to get started.

Achieve Your Mortgage Goals in 3 Easy Steps

1. We Get to Know You

Press the Get Started button on this page and tell us your goals.

We will gather the needed information from you over the phone, through email, or using our secure online application.

text conversation example for step 1 after you get started

2. Find the Right Mortgage

We will show you what is possible and how the numbers would look under different scenarios and options. We will answer any and all of your questions and make suggestions.

You will get all the personal attention you need to feel completely confident.

Couple ont he couch excited about their mortgage options

3. Get Funded

We'll send you documents for signing using DocuSign and collect any remaining documents required from you to satisfy all broker conditions.

We will monitor your file at every step to ensure all behind-the-scenes steps are happening smoothly and on time. Plus, we will keep you updated along the way so you always know what's happening.

Time to celebrate! Your mortgage has funded and you've taken a great step toward your life goals. Congratulations!

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Rates Are Rising! Lock In Your Lowest Rate Right Now

Lock in your best rate for 120 days with no obligation attached.
If rates go up, you're protected. If rates go down, you'll get the new lower rate.

FAQs

What is the difference between mortgage brokers and my bank?

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When you work with a mortgage broker, you get access to a variety of mortgage products. Mortgage brokers work with a variety of lenders, which allows them to find the best mortgage for you. This is in contrast to banks, which can only offer their own products.

Buying a home, refinancing, or renewing your mortgage can be one of the biggest financial decisions you ever make, so it's important to get professional, unbiased advice.

A mortgage broker works for you, not the bank.

Working with a mortgage broker is also more convenient. Bank employees typically have quotas for the number of in-person appointments they must have each week, which wastes your time.

We know you’re busy and won't make you drive out of your way for an in-person meeting unless that's what you want. You can get started in minutes with our online mortgage application, from anywhere.

According to a 2019 Canada Mortgage and Housing Corporation (CMHC) survey, mortgage brokers represented 47% of total mortgage originations in 2019, up from 40% in 2009 and up from 26% in 2003. This means that more and more people are catching on to the benefit of working with an experienced mortgage broker. Get Started Today!

Are there any fees to use a mortgage broker?

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Mortgage brokers get paid by the lender based on the mortgage amount so there are no fees for you to use our service. The only time there may be a fee is when it comes to subprime and private lending (this would be due to credit issues or unverifiable income). There are no hidden fees and everything is disclosed and completely transparent. Get your free consultation right now!

Are You Government Licensed?

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Yes! Dominion Lending Centres Homestead Financial is a licensed mortgage broker in Ontario. Great question. Our license number with the Financial Services Regulatory Authority of Ontario (FSRA) is 11711. FSRA was previously called the Financial Services Commission of Ontario (FSCO). Verify we are licensed on the FSRA website.

What documents will you require?

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The documents we need will depend on your goal and situation. The most important documents are proof of income and proof of down payment (if purchasing). Once we understand your situation we will provide you with a full list of the documents that will be required. Get Started now and find out!

Can we meet in person?

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Yes, we can. We're located in Waterdown, Ontario. If you'd like to meet in person, we can do that. However, we do work with clients all over Ontario without ever meeting in person. We understand people are busy and scheduling an in-person meeting can be hard. We'll definitely accommodate you if that's important to you. I'm looking forward to meeting with you when you get started with us today!

Do you have private mortgage lenders available?

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Yes, we do. We have access to multiple private mortgage lenders across Ontario with competitive rates and terms.

Take the First Step Towards Achieving Your Mortgage Goals Today!

Press the button to get started.

More Customer Testimonials

We look forward to having you as our next valued client.

StarStarStarStarStar
"What a great experience it was dealing with Catherine. She was incredibly helpful and organized, and truly puts her clients first. It is clear she loves what she does, and she has years of knowledge behind her. I would recommend dealing with Catherine for your mortgage needs over and over again."

Chelsea McShane

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"Well I will have to say the she has litterly saved me, and was extremely attenetive to my needs and gave so many suggestions and really took the time for me, anyone that has used her in the past? Knows what I mean, she took time to ask the questions that were important at a time I really needed her professional opinions and she 100% delivered it all. I never felt pressure to do what I didn't understand, and to this day she always takes time to answer my questions, Thanks so much to Catherine and your staff for making smart Well thought out suggestions. Also thanks to the lenders as well. SINCERELY Rick Katerenchuk"

RICK ILL GIVE HONEST REVIEWS

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“Catherine did an outstanding job helping with the purchase our new home. She's a dedicated professional and thanks for your hard work.”

Greg Risebrough

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“Wonderful experience, very knowledgeable . Thank you for your help throughout the mortgage process. Very well recommended”

Grace Kas

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“Our experience with Catherine and her team was amazing again! She always anticipates our needs and goes the extra mile to make sure we are not only happy but in a better financial situation when the deal is done. We have been working with Catherine for years, and will continue to do so.”

Jeannette Macfarlane

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“Catherine was extremely helpful. Always quick to respond, answering all of our questions in detail. Would definitely recommend.”

Corrie Rabey

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“Catherine and her team provided us with exceptional support during the purchase of our property. She went above and beyond and made our dream come true. would highly recommend her services.”

Jason Mcclelland

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“Great experience working with Catherine on buying our first home !”

yll konjufca

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“Catherine would be the most attentive and thorough mortgage lender I have ever dealt with in 20 years. The application process from start to finish was swift and seamless and approval in 24hrs, with Catherine walking us through every step. The whole mortgage process was explained in detail and followed up with prompt email correspondence. I would highly recommend Catherine to anyone considering a new mortgage or refinance, this was without question a very pleasant experience.”

Darren Heaft

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“Very professional and helpful! Catherine found me a great mortgage at a good rate at a real bank. Catherine was also helpful with us who are technology slow. Great help will definitely recommend.”

JACK VAN IMPE

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“Catherine was friendly and knowledgeable and answered all questions we had - highly recommend!”

Mike Schenk

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“Catherine is the best, very organized, detail oriented and she gets the job done ON TIME, also I appretiate your prompt response to my phone calls or emails. Thanks Catherine for making our mortgage part the smothest in buying and selling process.”

Mina Botros

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“Catherine was extremely helpful through the mortgage process. Our home-buying and mortgage knowledge had definitely diminished since our last purchase, so we wanted to work with someone who knew the market, was aware of its conditions and prospective, and could provide the guidance that we needed. Catherine was that person and our experience with her was excellent.”

Chris Kemp

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“Again, the most intelligent, strong and dedicated advocate for my family!”

Gene Roe

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“I’ve been dealing with Catherine for over 20 years and she’s done numerous mortgages for me and has never disappointed. Just a great lady to deal with”

Wayne P

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“Dominion Lending was able to help my family get out of our financial situation very quickly and very professionally. Catherine was able to secure a lender for us when other company's were not able. We highly recommend using her company.”

BOB KYDD

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“Catherine Evel & her team provided outstanding service again ! Professional, efficient & always respond promptly. Would highly recommend for any mortgage solutions! We have had Catherine working for us multiple times and they are the best!”

J Stainton

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“Our experience with Catherine was incredible. As a first-time home buyer, I could not have asked for a better experience in what I expected to be quite stressful. Her professionalism, responsiveness, attention to detail, and overall knowledge of the entire home buying process made her such a pleasure to work with. If you're looking for a Mortgage Broker, Catherine has to be your choice!”

Scott Smith

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“My expectations are consistently exceeded when dealing with Catherine. I have always dealt directly with Banks for my mortgage needs and can say that this experience with a Broker has been incredible. Catherine is there when we need her, she keeps us grounded so that we make the right decision in this nutty market we find ourselves in. While we are still looking for that perfect Investment Property, I would not have wanted to spend the last several months on this journey with any other than Catherine. When our primary residence mortgage comes up for renewal I know exactly who I will be calling. ... and now I can add that the mortgage experience was also 10/10 as we were able to make that purchase and go through the process with Catherine leading the charge! Thank you for everything!”

Sherry Joseph

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“Catherine was hands down the easiest part of our housing journey. My husband & I are new time home owners so she really broke it all down for us and allowed us to understand what everything meant at our pace. We had 0 troubles with her & we will be using her again. She is patient, kind, and understanding.”

Maheen Malik

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“Catherine was Professional and diligent in her work getting us a mortgage. It was a breath of fresh air not dealing with a bank directly. She got us a great rate and is very knowledgeable. We will definitely use her again and future dealings or questions. She replies to inquiries on her off time which was great!👍👍”

Tom Nahrgang

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“Our experience in dealing with Catherine Evel for obtaining our mortgage was nothing short of excellent. All our questions or concerns, which were many, either sent by email or phone calls were returned promptly. Catherine is a true professional and we highly recommend her services. R.Roy and P.Cryne”

Peter Cryne

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“Catherine has helped us get mortgages for 10+ years now. She helps us to get the best competitive rates. She provides advices to best suit our financial situations and get the best outcomes. She makes sure all inquiries are top priority and respond promptly. We highly recommend her and we will only go to her for our future mortgages.”

Wendy Tu

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“Catherine was great to work with - her responses were prompt and thorough and she was very patient answering my many questions! I am very happy with the outcome.”

Christine Leatham

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“Catherine and Richard made the process easy for us first-time home buyers. We also really appreciated the level of knowledge and professionalism they provided us. We will definitely work with them again for our future real estate needs!”

Lindsay Butt

Get Your FREE No-Obligation Consultation Today!

Expert Mortgage Advice Is at Your Fingertips.