Mortgage Broker in Ontario







Whether you're buying your first home, your next home, renewing, or refinancing - We can help!
With Dominion Lending Centres you get access to the very best products and rates across Canada.
As your mortgage broker, we'll provide you with the highest level of service possible, ensure that you are fully informed, and find the best rate and product available for your specific needs.
And, after your new mortgage funds, we'll continue to be there for you too.
The Best Mortgage Products Suited to Your Needs Are Available From Hundreds of Reputable and Competitive Lenders








What Our Clients Say

John Liotta

Leah Hyslop-Personal

Frank Phillips

Katie Meagher

Alexandra Murzin

Susan Healy
Dominion Lending Centres
As one of the largest mortgage brokerage companies in Canada, Dominion Lending Centres can access deals that aren't available elsewhere.
In some cases, we are able to get better rates from your own bank than what they are able to offer at your local branch.
Plus, you get unbiased advice from an experienced mortgage broker that is dedicated to you.
We would be honoured to have you as our next valued client.








Get Expert Advice
We have over 23 years of experience and we have closed 2000+ mortgages. We know how each of the lenders work, their strengths and weaknesses, what to look out for, and how to get you approved for more. We've made the process easy and efficient for you to get started right now.
23 Years of Mortgage Broker Experience
2000+ mortgages funded


We’ll Guide You Through Every Step of the Way
Getting a mortgage is one of the biggest decisions you will ever make, and it can be stressful.
You're not alone. Most people feel overwhelmed when trying to figure out the mortgage process.
We are here to help. We'll guide you through every step of the way so you feel confident, informed, and stress-free.
We know what we're doing and we have your best interests at heart. Plus, we'll keep you updated every step of the way so you always know what's happening.
Our Service is FREE
Take full advantage of our 23 years of experience and mortgage expertise for FREE!
We are paid by the lender, and only after your mortgage has funded.
A brokerage fee is only applicable if we need to use a subprime lender or private lender in order to achieve your goals. We will discuss this if applicable and there will be no surprises.


No Need to Change Any of Your Current Banking Procedures
There is no need to open a new bank account or make any changes when we assist you with your mortgage. You can keep doing what you're doing now and still enjoy all the same benefits.
We Make Mortgages Easy
Shopping around for a mortgage doesn't have to be confusing or frustrating. Let us take care of everything for you so you can focus on what's important. We'll find the most competitive rate available and make sure you're fully informed every step of the way.
With us, you're dealing with a real person who cares about helping you get the best mortgage possible, whether you apply online, by phone, or in person.
We're ready to begin assisting you now, get started today.


Get Your Questions Answered Quickly and Thoroughly
We genuinely care about you and your success. You are never bothering us with your questions. If you have more questions, keep them coming!
Having a hard time understanding something? We will give you as much personal attention as you need to feel absolute confidence.
You Deserve the Best Rate and We’re Here to Help
We're dedicated to getting you the best mortgage rate, and with a product that suits your needs.
What rate you can get depends on a number of factors like mortgage type, property type, insured vs. conventional vs. insurable, loan-to-value amount, mortgage features like portability and penalty calculation, whether it's a "quick close" etc.
Advertisers who focus on flashing low rates are presenting you with a "no frills" insured mortgage rate to grab your attention, only to let you know later that your situation does not qualify for it.
We prefer to avoid bait-and-switch tactics and to be transparent from the start.
With Dominion Lending Centres being one of the largest mortgage companies in Canada, we receive volume discounts that we pass along to you.
Get started now for a free mortgage consultation.


Get your Approval back FAST
Approvals are often back within 24 hours. We work quickly and keep you informed along the way. No waiting around with uncertainty. Get Started now and you could have your approval by this time tomorrow!
Anywhere in Ontario
We have clients all over Ontario so you too can enjoy our 5-star service wherever you live in Ontario.
We are happy to meet you in person but it's not required! Everything can be done over the phone, email, and DocuSign.
Get started right now from the comfort of your home.


Self-Employed Borrowers Are Welcome
Self Employed? No Problem. Mortgages for self-employed borrowers are one of our specialties. Even if you're newly self-employed there are options for you. Get started with us now and learn how we can help.
Credit Blemishes Are No Problem
Whether you're purchasing or refinancing, there are still options even if you have bad credit. Approvals based on equity are also an option. Don't let a credit blemish stop you from achieving your financial goals. If we can't get you an approval, chances are no one can. Get started today and learn what's possible.

Take the First Step Towards Achieving Your Mortgage Goals Right Now
Press the button to get started.
Achieve Your Mortgage Goals in 3 Easy Steps
1. We Get to Know You
Press the Get Started button on this page and tell us your goals.
We will gather the needed information from you over the phone, through email, or using our secure online application.

2. Find the Right Mortgage
We will show you what is possible and how the numbers would look under different scenarios and options. We will answer any and all of your questions and make suggestions.
You will get all the personal attention you need to feel completely confident.

3. Get Funded
We'll send you documents for signing using DocuSign and collect any remaining documents required from you to satisfy all broker conditions.
We will monitor your file at every step to ensure all behind-the-scenes steps are happening smoothly and on time. Plus, we will keep you updated along the way so you always know what's happening.
Time to celebrate! Your mortgage has funded and you've taken a great step toward your life goals. Congratulations!

Rates Are Rising! Lock In Your Lowest Rate Right Now
Lock in your best rate for 120 days with no obligation attached.
If rates go up, you're protected. If rates go down, you'll get the new lower rate.
FAQs
What is the difference between mortgage brokers and my bank?
When you work with a mortgage broker, you get access to a variety of mortgage products. Mortgage brokers work with a variety of lenders, which allows them to find the best mortgage for you. This is in contrast to banks, which can only offer their own products.
Buying a home, refinancing, or renewing your mortgage can be one of the biggest financial decisions you ever make, so it's important to get professional, unbiased advice.
A mortgage broker works for you, not the bank.
Working with a mortgage broker is also more convenient. Bank employees typically have quotas for the number of in-person appointments they must have each week, which wastes your time.
We know you’re busy and won't make you drive out of your way for an in-person meeting unless that's what you want. You can get started in minutes with our online mortgage application, from anywhere.
According to a 2019 Canada Mortgage and Housing Corporation (CMHC) survey, mortgage brokers represented 47% of total mortgage originations in 2019, up from 40% in 2009 and up from 26% in 2003. This means that more and more people are catching on to the benefit of working with an experienced mortgage broker. Get Started Today!
Are there any fees to use a mortgage broker?
Mortgage brokers get paid by the lender based on the mortgage amount so there are no fees for you to use our service. The only time there may be a fee is when it comes to subprime and private lending (this would be due to credit issues or unverifiable income). There are no hidden fees and everything is disclosed and completely transparent. Get your free consultation right now!
Are You Government Licensed?
Yes! Dominion Lending Centres Homestead Financial is a licensed mortgage broker in Ontario. Great question. Our license number with the Financial Services Regulatory Authority of Ontario (FSRA) is 11711. FSRA was previously called the Financial Services Commission of Ontario (FSCO). Verify we are licensed on the FSRA website.
What documents will you require?
The documents we need will depend on your goal and situation. The most important documents are proof of income and proof of down payment (if purchasing). Once we understand your situation we will provide you with a full list of the documents that will be required. Get Started now and find out!
Can we meet in person?
Yes, we can. We're located in Waterdown, Ontario. If you'd like to meet in person, we can do that. However, we do work with clients all over Ontario without ever meeting in person. We understand people are busy and scheduling an in-person meeting can be hard. We'll definitely accommodate you if that's important to you. I'm looking forward to meeting with you when you get started with us today!
Do you have private mortgage lenders available?
Yes, we do. We have access to multiple private mortgage lenders across Ontario with competitive rates and terms.
Take the First Step Towards Achieving Your Mortgage Goals Today!
Press the button to get started.
More Customer Testimonials
We look forward to having you as our next valued client.

Chelsea McShane

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Grace Kas

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yll konjufca

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JACK VAN IMPE

Mike Schenk

Mina Botros

Chris Kemp

Gene Roe

Wayne P

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J Stainton

Scott Smith

Sherry Joseph

Maheen Malik

Tom Nahrgang

Peter Cryne

Wendy Tu

Christine Leatham

Lindsay Butt
Get Your FREE No-Obligation Consultation Today!
Expert Mortgage Advice Is at Your Fingertips.