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First Time Home Buyer Mortgages

First Time Home Buyer Mortgages

Get Your First Mortgage Today!

  • Cash Back Mortgages Available
  • First Time Home Buyers Tax Credit
  • Land Transfer Tax Rebates for First Time Homebuyers
  • Use Your RRSPs for Your Down Payment
  • 120 day rate hold and pre-approval
  • Beat other less prepared buyers with preapproval
  • Maximum mortgage amount approval
  • We tell you all the numbers

First Time Home Buyers Don't Wait to Get Approved, Get Started Now.


Choose Homestead Financial

  • Lightning fast approvals
  • Mortgage Brokering since 1999 - You get an expert
  • Anywhere in Ontario - From the comfort of your home
  • In person appointments also available
  • Our service is free - We're paid by the lender after your mortgage funds
  • Access to major Canadian banks, Credit Unions, and Monoline lenders
  • Access to subprime and private lenders
  • We love our clients and do everything possible to provide a "WOW!" experience
  • Keep you informed the entire time along the way
  • We're Government Licensed

Step by Step - What to expect

  • Call us now or submit the contact form on this page
  • We discuss your goals
  • We take your information over the phone or through online application
  • We explain your options, maximum mortgage, payments, etc.
  • Send us required documents
  • Mortgage approval received from lender
  • Collect remaining documents and sign mortgage commitment
  • Mortgage funds on your closing date
  • We are here for you every step of the way

Get Started Now.


I have had the pleasure of working with Catherine as my mortgage broker and have recommended her to several of my friends. Catherine's attention to detail, client focus and professionalism are second to none. She always responds to any question with efficiency, speed and accuracy. I heartily recommend Catherine for any of your financial/mortgage needs and will definitely use her again in the future.
Heather Baer
Heather Baer
Hamilton, Ontario
Catherine has provided exemplary service for our family for the past 7 years. Her knowledge and diligence are second to none. Thank- you!
Amanda Jaremek-Bonomo
Amanda Jaremek-Bonomo
Stoney Creek, Ontario
Catherine has managed the last to two properties I have owned and I am planning to work with her on a third. Her attention to detail is precise and thorough. I will continue to work with Catherine moving forward and recommend her whenever I get the opportunity.
Jonathan Cocklin
Jonathan Cocklin
Burlington, Ontario
Catherine has always been a great help with my home financing and refinancing. She is eager to assist me and makes it easy to understand all the fine and sometimes confusing details. I have always been able to reach her day or night. I would definitely recommend her to my friends and family. Thank you for all your help over the years!
Patty Turnbull
Patty Turnbull
Burlington, Ontario

First Time Home Buyers Don't Wait to Get Approved, Get Started Now.